High School Students
Preparing financially and strategically for college.
- — Scholarship strategy before senior-year crunch
- — Thinking through cost before you commit
- — Starting freshman year with a plan
More Opportunity. Less Debt.
Get More Out of College.
Owe Less for It.
- 20+Scholarships
- 5Grants
- $0Student Debt
College is one of the biggest investments of your life. I help students build a strategy for funding it, finding opportunities, gaining real experience, and graduating with direction.
$0
Student debt at graduation
Naomi Peters · Finance, University of St. Thomas
- 20+Scholarships
- 5Grants
- 30+Countries
- $0Student Debt
- 4 Internships
- 1 Co-op
- 3 Fellowships
- 1 Semester Abroad
- 4 Conferences
01The problem
College Should Give You More Than a Degree.
Most students are left to figure out the biggest decisions of college on their own — scholarships, work, internships, majors, study abroad, budgets, careers — often one at a time, and often just before the deadline.
It’s rarely a lack of ability. Many opportunities are missed simply because students don’t know where to look, when to apply, or how to prioritize what’s in front of them.
What students are often juggling alone
- Scholarships
- Grants
- Part-time work
- Internships
- Choosing a major
- Study abroad
- Fellowships
- Budgeting
- Career direction
- Life outside of all of it
College is too expensive to approach without a strategy.
02The method
The College ROI Method™
College isn’t just a degree. It’s a limited four-year window where you’re spending real money and real time. The goal is to get the most financial, professional, experiential and personal return from it — on purpose.
- 01
Fund It
Pay for college with a plan, not panic.
Build a scholarship and grant system, understand what college actually costs you, and make money decisions you can live with — during school and after.
Scholarships · Grants · College-cost strategy · Budgeting · Student debt reduction
How we work on it: Fund It - 02
Build It
Turn college years into career capital.
Find internships, co-ops and jobs earlier than you think you can, position what you've already done, and build relationships that open doors.
Internships · Co-ops · Jobs · Resume strategy · Networking
How we work on it: Build It - 03
Experience It
Make room for the experiences that shape you.
Explore study abroad, fellowships, research and campus programs — and think clearly about cost, timing and which opportunities are genuinely worth it for you.
Study abroad · Fellowships · Grants · International opportunities · Funded and low-cost experiences
How we work on it: Experience It - 04
Launch It
Leave with direction, not just a diploma.
Choose a major and path with clearer eyes, prioritize the right opportunities, keep a life outside of work, and plan the move into your first professional chapter.
Major and career discernment · Early-career strategy · Post-graduation planning · Opportunity prioritization · Work/life balance
How we work on it: Launch It
03My story
I Didn’t Have College Paid For. So I Learned How to Make College Work.
I didn’t receive need-based scholarships, and my family didn’t pay my tuition. So I had to get strategic about where to look, what to apply for, and what every cost would give back.
By graduation I had secured more than 20 scholarships and 5 grants, earned a finance degree from the University of St. Thomas — and owed $0 in student debt.
Funding was only the start. Along the way I completed 4 internships, a co-op and 3 fellowships, attended 4 conferences, studied abroad for a semester, and traveled to more than 30 countries while in school.
My results are my own, and no outcome is guaranteed. You don’t need to do college exactly the way I did. You need a strategy that works for you — that’s what coaching helps you build.
Read the full story04Who this is for
For Students Who Want College to Pay Off — and the Parents Behind Them.
Current College Students
Finding scholarships, internships, study abroad and career direction — with better systems.
- — Funding the years you have left
- — Internships, co-ops and fellowships
- — Balancing school, work and life
Recent Graduates & Early Career
Working out the next professional step.
- — Clarifying direction
- — Evaluating offers and opportunities
- — Planning your first years after school
Parents
Helping a student make better college money and opportunity decisions.
- — A clear, shared plan instead of guesswork
- — Support that keeps your student in the driver’s seat
- — Welcome on any call
05Services
Clear Options. Transparent Pricing.
Start with a free call, book a single session, or go deeper with a package. If you already know what you need, you can book or enroll directly.
Start here
20 minutes
Free College ROI Call
$0
Find your biggest bottleneck and see whether coaching is a fit.
60 minutes
College ROI Strategy Session
$100
One focused hour on the decision that matters most right now.
Choose one priority
- Scholarships / funding
- College budget
- Internship / job strategy
- Career / major discernment
- Study abroad / opportunity planning
- Semester / work-life planning
Go deeper
4 sessions
Strategy Pack
$375$25 less than four single sessions
For several connected decisions that need more than one conversation.
Strategy + follow-up
Scholarship & Opportunity Intensive
$500Launch price
A structured system for finding, prioritizing and applying to opportunities.
What's included
- Personal strategy assessment
- Scholarship-search framework
- Opportunity calendar
- Application prioritization
- Resume / activity positioning
- Funding & opportunity roadmap
- Follow-up session
Flagship 1:1 package
Flagship
The College ROI Blueprint
$1,000
A complete, personal strategy connecting money, opportunity, experience and what comes next.
What's included
- College cost & funding strategy
- Scholarship & grant strategy
- Student budget
- Internship & job strategy
- Opportunity & fellowship strategy
- Study-abroad planning
- Semester planning
- Career direction
- Personal opportunity roadmap
- Multiple 1:1 coaching sessions
- Accountability & follow-up
06Why Naomi
Evidence, Not Enthusiasm.
Anyone can say they’re passionate about helping students. Here’s what I actually did with my college years — plus a finance degree that taught me to think in costs, trade-offs and return.
Your college strategy should connect money, opportunities, experience and what comes next. I’ve done that once, for myself. Now I help students build their own version.
College, itemized
Naomi Peters
- University of St. Thomas
- B.S. Finance
- Need-based scholarships
- None
- Tuition paid by family
- None
- Scholarships secured
- 20+
- Grants secured
- 5
- Internships
- 4
- Co-op
- 1
- Fellowships
- 3
- Semester abroad
- 1
- Conferences attended
- 4
- Countries visited while in school
- 30+
Student debt at graduation
$0
Naomi's personal results. They show what's possible, not what's promised — coaching helps you build a strategy for your own situation.
Where I've worked
Finance, research, healthcare, startups and the water — breadth that helps me see the options students don't know they have.
Finance & business
IBM
Corporate Financial Analyst · Co-op
Five Star Financial
Financial advising
BETA.MN
Project manager & volunteer coordinator
Startups
Early-stage companies
Research & healthcare
BC Cancer
Radiation oncology researcher
University of St. Thomas
Microbiology lab
University College London
Summer researcher · TeQ surgical technology group · Queen Square, London
Monarch Healthcare
Certified Nursing Assistant (CNA)
Teaching & the outdoors
Wayzata Sailing
Sailing instructor
University of St. Thomas
Horticulturist · Campus greenhouse
07Free resource
The College ROI Starter Kit
The 25 places students forget to look for scholarships, grants, internships, fellowships & funded opportunities.
- Scholarships beyond the big search engines
- Grants and department awards
- Internships and co-ops
- Fellowships and funded programs
- Study-abroad and international funding
Scholarships are only one piece of the puzzle. Get the list, then start connecting the rest.
08Resources
Practical Writing on College Money & Opportunity.
Articles are on the way. Get the free Starter Kit to hear when they’re published.
01College MoneyComing soon
How I Graduated With $0 in Student Debt Without Need-Based Aid
No need-based aid and no family-paid tuition. Here is how the pieces fit together — and what is (and isn't) repeatable.
02ScholarshipsComing soon
Where I Found 20+ Scholarships
The specific kinds of places I looked, and how to find their equivalents for your school, major and community.
03ScholarshipsComing soon
How to Build a Scholarship System That Doesn't Take Over Your Life
A sustainable way to track, prioritize and reuse your work so scholarships don't consume every weekend.
04InternshipsComing soon
How to Find Internships Before You Think You're Qualified
Why waiting until you feel ready costs you time, and how to start building experience earlier.
05FellowshipsComing soon
How to Find Fellowships Most Students Never Hear About
Where fellowships are listed, who they're for, and how to put them on your radar early.
06College MoneyComing soon
How to Think About Working During College
Weighing income, experience and time — and choosing work that pays you back in more than one way.
07Study AbroadComing soon
How to Evaluate Whether Study Abroad Is Worth the Cost
A cost/benefit framework for deciding whether, when and where to study abroad.
08Study AbroadComing soon
How I Traveled to 30+ Countries While in School
How travel fit into a full college schedule and a real budget — and what I'd tell a student who wants the same.
09College LifeComing soon
The Opportunity Calendar Every College Student Should Build
Most deadlines arrive on a predictable cycle. Here's how to map yours so you stop finding out too late.
10CareerComing soon
What I Would Do Differently Starting Freshman Year
Honest hindsight on priorities, timing and the things that mattered less than I expected.
More opportunity. Less debt.
Your College Years Are Too Expensive to Leave to Chance.
Let’s identify where you are, what you’re trying to accomplish, and the opportunities you may be missing.